These stories and more sent to you from Erie Insurance and your ERIE agent. Nichols Insurance Agency Inc (317) 831-2018 December 2015 How to Find a Designated Driver for New Year's EveThe final night of the year is one of the most dangerous on the roads. Fortunately, finding a DD is only a few phone taps away. READ MORE . Q&A: What to Know About Chip Cards Find out why more credit cards are coming with chips—and how these cards differ from traditional ones. READ MORE . Video: The Science of Road Safety Get a behind-the-scenes look at how the Insurance Institute for Highway Safety is driving change for safer vehicles. READ MORE . Infographic: 90 Ways ERIE Can Cover You As ERIE's 90th anniversary comes to a close, we recount 90 ways ERIE can cover you when life throws you a surprise. READ MORE Ask ERIE: Do I Need to Insure My New Engagement Ring? Did you say "yes" to a holiday proposal? Here's what you need to know about protecting that new ring. How to Organize Your Paperwork If you've resolved to get organized once and for all in 2016, learn what to keep and what to shred when it comes to your documents. 9 Reasons to Quit Hating on Renting For many people, renting can be a smart choice on both the financial and personal fronts. The Best Cities for Millennial Entrepreneurs See which cities are tops when it comes to setting up shop as a young person. INSURANCE TOOLBOX Pay your bill Access your policies Do a home inventory Whole, life, term, universal? What type of life insurance is right for you? Find out how much life insurance you need